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Since the passage of the Fair Debt Collection Practices Act in 1977 (the "FDCPA"), there have been many concerns regarding debt collection communications and the application of the FDCPA to newly developed communication technologies.


As a general rule, the FDCPA clarifies restrictions on the times and places at which a debt collector may communicate with a consumer.  Consumers are not required to use specific words to assert that a time or place is inconvenient for debt collection communications. Additionally, consumers may restrict the media through which a debt collector communicates by designating a particular medium, such as email, as one that cannot be used for debt collection communications.

Have you been sued for violating the Fair Debt Collection Practices Act? Then you should contact an attorney experienced in litigation relating to the FDCPA.

Ernest H. "Skip" Kohlmyer, III is a highly experienced litigator who represents corporations, collection agencies, debt buyers, and credit reporting agencies accused of violating the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and the Telephone Consumer Protection Act (TCPA). 

Call Skip Kohlmyer at 407.622.1772 today to schedule a consultation.

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